Theodore Pappas National Income Life (NILICO) Hiring SCAM

***NILICO JOBS UPDATE 12/13/2016***

After getting a bunch of recent spam / reputation management accounts trying to game the comments section I’m turning them off. My point here has been soundly made. When looking for a new job, check the sources, double check the reputation, and if you have any doubts move onto the next opportunity.


National Income Life Insurance Company aka NILICO may or may not know about the hiring practices of their affiliates. Looking at their web and social media accounts I’m guessing they probably do. Regardless, this is my experience and I’m here to share it with you as a warning.

I’ve been applying for jobs and one came across for a Client Services Manager at a company called Theodore Pappas & Associates on ZipRecruiter. I would link it to you but after telling this story to them it has been removed from their website. Clearly they recognize the fix is in with Theodore Pappas and National Income Life Insurance Company if they are removing predatory listings. I apply for the job like any other and move on with life.

A day later, Daisy James from “CO Office Group” call me up from (917) 386-7909 to arrange an interview with me to meet Emil Mohareb, the NILICO NYC hiring manager. After the meeting with Emil I am then to meet the General Manager whose name was not disclosed. I asked her about the salary range since it was not listed and she directly told me this. “I don’t know the salary requirement but it does have a full benefits package with 401k, full medical and dental, and a signing bonus.” Well ok then, that sounds good and fair for a professional job that fits my experience and skill set. I sign up for a 10am slot Friday morning for their office at 36-36 33rd Street Suite 201 in Astoria, NY.

Friday comes and I battle through 1.5 hours of the NY morning rush. Anyone from a major city knows how much that sucks and NY is one of the worst for commuting. Regardless I’m there a few minutes early and go in. I’m immediately greeted and sign in. Oddly I’m one of 3 listed so far to meet with Emil at the very same 10am time slot. Cattle call warning light goes off. I fill out a basic form and attach a copy of my resume and wait 15 minutes.

Theodore Pappas misrepresentation from the start (Thanks NILICO)

Interesting note, they 100% represent themselves as NILICO and there is no mention of Theodore Pappas & Associates at their office. They also don’t have the NILICO crest, just cheap vinyl decals on the wall. Should have left at this point but I already made the crazy long drive so I stay the course like a fool.

Emil Mohareb comes out to greet me. A friendly enough man and we have a 3 minute conversation while he is scanning my resume. It was already obvious to me something was up. Like they’re just checking for warm bodies. The line of questioning certainly was not appropriate for someone coming in for a Client Services Manager position. It was pure fluff.

After the 3 minutes pass I’m led into their conference room which has a PowerPoint on the screen ready to go. There are a few other people in the room, some of whom were in the original waiting room with me before they had been called in first. So I guess we’re meeting the General Manager now as a group? Just by appearance alone it was clear to me we could not have all been here for the same position. I’m in a suit, one of the ladies looked like she just rolled out of bed!!!

My friend (haha) Emil walks in and is now starting to give us a presentation. By the end of slide 1 it’s clear this is a total bullshit situation. I ask him one simple question, “So this is a commission-only job and not a salaried position?” he tells me, YES.

I then ask if the job title is even a real position. He seems shaken. I’m already standing and packing my things and show him the printout of the job in question, Client Services Manager. He has the audacity to tell me that’s available “after working your way up.” I’m sorry fella, that’s what the past 18 years of a career were for. You know, working your way up. To now be lumped in with a bunch of scalawags for Theo Pappas National Income Life? NOT A CHANCE.

At that time I tell them the job is complete bullshit and I leave. I was not going to sit through more slides and I just assume split in a huff and get back home to my family instead of wasting any more time with those scumbags.

This is the absolute worst kind of hiring scam out there and Theodore Pappas is proud to hire this way. Reading other reports online it sounds like a LOT of people have been jerked around by these people which is sad. They’re not only lying outright about a job opportunity, they’re wasting the time and potentially money of people who most likely should not be seeking that kind of employment. Commission-only is for seasoned sales professionals, not newbies. Even with the years of experience I have, there is no desire to work a commission-only because you’re going to be locked into the quality of leads they present you. If their hiring practice and office condition is any indication I would guess their lead resources SUCK. They told me outright, “We don’t use any CRM here.” Yeah no kidding you don’t. You’re a fucking SCAM! There is a reason National Income Life job reviews suck and National Income Life glassdoor page is a car crash. It’s all listed above!

If you are searching the internet about Theodore Pappas & Associates or NILICO just don’t go to the interview. Don’t even bother canceling because they don’t care anyways.

3 Comments

  1. handelsaurus
  2. robert william

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